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I NEED TO FIX MY CREDIT BUT IS IT WORTH IT?

One question that I am always asked in my financial literacy classes is "why is credit important". I have realized a lot about my community from constantly hearing this question!


I realized growing up a lot of our parents didn't know or realize the importance of credit. So growing up we was not aware that this is something that we should be working on to secure are future and our children's future.

Like most people I was taught to save up the money to buy what I needed or wanted. But that was not the right way.

Saving money is important for sure I'm not saying don't save! But building credit is also very important.

Having good credit allows you to save your money and finance your dreams and goals with someone else'.


Did you know that a 800 credit score is equivalent to 1,000,000 (one million) dollars?

Which means you can to the bank to get all your dreams funded!

For example,

1) Buy a house

2) Start a business

3) Buy a car

4) Invest in real estate

5) Invest in stock

And so much more all with good credit.

Finance and paying things off 1 by 1 allows you to continue to build and maintain your credit and stay out of debt as you pay things off.


I know...I know your thinking what about interest?


Did you know that the higher the credit score the lower the interest rate?

Yes that means you have a great chance of only paying back exactly what you borrowed with little to no interest rates?


People always say there is going to be some type of interest owed!

That is not true! I have multiple loans and credit cards with NO Interest because of my credit score!

Also, most loans have no penalty for paying off your loan early and avoiding the interest cost.

So yes fixing your credit is worth it!!!

It will allow you to change the trajectory of your families life and build generational wealth.


STOP WAITING! BOOK CREDIT REPAIR TODAY

YOUR FUTURE SELF WILL THANK YOU!!


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